ULIP – What is under the sugar coating ? Mathematics
Posted by: moneyindia on: February 22, 2007
This is in continuation of my earlier article on the same subject. To provide more inputs, here is the excel sheet that gives details on the ULIP Vs MF comparison. Please click the following link to find out more……. http://spreadsheets.google.com/pub?key=plxMZsoeADBTMhWBJcxNgTw
2 Responses to "ULIP – What is under the sugar coating ? Mathematics"
February 18, 2008 at 5:32 pm
Hello,
I think you have done a good job of comparing ULIPs and MFs. I see that you have missed a very important point which could work out as the decider.
You have not considered the Tax applicable on maturity benefits!!
While ULIPs do not attract tax on the maturity benefits tax is applicable on the maturity benefits from MFs.
At the end of the term deduct 30% directly towards the tax portion from MF returns.
You can mail me at mvinaykrishna at yahoo dot com for more details
Thanks
Vinay
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- pawanpapreja: Hi, I am looking for best invetment options for a regular plan(SIP) and one time investment(premium) plan. Can ypu please tell me best option to look
- Vinay: Hello, I think you have done a good job of comparing ULIPs and MFs. I see that you have missed a very important point which could work out as the d
- Manan desai: Dear All, I love all above regarding term insurance + MF. But my idea is do we have courage to forgot our term insurance's money in case of
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August 23, 2007 at 4:04 am
If i want to invest Rs. 1.0 lac for a five year, which is the best option to get more return. I like to invest in equity linked plan or MF. I also prefer SIP.
Please Advise.