Dear Investors,

There was bloodbath in the stock markets for almost a year. 2008 happened to be one among the worst periods. Having invested in various mutual fund schemes, the unrealised loss in various schemes is frightening to look at. Is it not ? If that is the case, will these funds ever recover ? Will my principal amount atleast break even ? Did I do a mistake by parking money in risky mutual fund schemes ? These are the doubts persisting with most of the investors in the market.

We are not going to sing the same old songs like “Think long term”, “Invest only the surplus”, “Align Investments with long term goals” & “Invest & do not save” etc.,

We have attached an excel sheet with this mail. There a select set of funds were taken from reputed fund houses. These funds were launched 5 years back, some even go back to 1993. The sheet is self explanatory. 1 year and less than 1 year returns are –ve to the extent of 50%. But we would like you to look at the column (highlighted) of returns since inception. In spite of several ups and downs in the market, these funds have averaged a return of 20% compounded annualised yearly. This is not available anywhere else.

For instance, if you had invested Rs.1,00,000/- in Reliance Growth Fund at inception, its value as on date (at this bottom of the market) is Rs. 19,19,853.00

After going through the excel sheet, we are but forced to play the same old tunes “Think long term”, “Invest only the surplus”, “Align Investments with long term goals” & “Invest & do not save”. Because fundamentals of investing hold good at all times good or bad.

Align long term goals with investing !!! Attract Wealth !!!

long-term